4.80% overlay return (6.10% annualized). One account. May 13, 2025 to Feb 23, 2026. Every trade included, nothing excluded. The overlay ran continuously across all positions for 287 calendar days (196 real trading days). $152,516 in premiums collected. $127,662 in buyback costs. Net $24,853 retained. No shares were called away. No manual intervention required. This is what set and forget looks like in practice.
With 1,000 shares of a position, you can write 10 covered calls. A human advisor typically sells all 10 at the same strike and expiration, treating them as one block. AcuBooth optimizes each contract individually: each set of 100 shares is evaluated separately, with its own strike selection, expiration, and timing based on current market conditions.
This means no two contracts are identical. The risk of assignment is spread across different strikes and dates. That is the software-level precision a human simply cannot execute at scale.
The per-symbol figures shown previously were from a later data extract (through April 14, 2026) and cannot be verified for the authoritative period ending February 23, 2026. Account-wide verified totals for May 13, 2025 – Feb 23, 2026:
Source: Charles Schwab account records via TollBooth, May 13, 2025 – Feb 23, 2026. All account-wide totals verified from real position and trade records. Not a recommendation to buy, sell, or hold any security.
FOOTNOTES
1 Overlay Return of 4.80% (6.10% annualized) is calculated as net options P&L ($24,853.28) divided by average total portfolio equity ($540,535.45) — Method A, the full account value each day (excluding cash/money-market positions), not just positions with an active covered call — compounded daily across the 196 real trading days in the period May 13, 2025 – Feb 23, 2026 (287 calendar days, 205 weekdays including 9 NYSE holidays). Annualized using calendar days: 4.7961% × (365/287) = 6.0996%. Source data is real daily position and price history from Charles Schwab via TollBooth, not a reconstruction.
2 Options Performance panel shows verified account-wide totals: $152,515.72 gross premiums collected from 134 covered call orders, $127,662.44 in roll/close costs across 59 rolls. Commissions of $492.36 are already netted into these trade-level figures (not a separate subtraction step). Net options P&L: $24,853.28. Figures are from verified real trade records for the period May 13, 2025 – Feb 23, 2026.
3 The −$127,662.44 represents gross roll losses reported on the 1099 — not a cash loss. These are losses on options contracts (buy-to-close orders when rolling strikes higher). The underlying stock positions were never sold and remain intact with unrealized gains. The 1099 separately reports +$152,515.72 in premiums collected. Gross 1099 losses ($127,662.44) can be used to offset short-term equity gains; the net options figure after wins is +$24,853.28. Equity appreciation, unrealized gains, dividends, and closed equity positions are excluded from all realized income figures.
4 Tax illustration is based on account-wide verified 1099 roll losses of $127,662.44 for the period through February 23, 2026. The 24% marginal rate and resulting $30,639 estimated savings are illustrative only. Actual tax treatment depends on individual tax situation, bracket, loss utilization, wash sale rules, and other factors. Not tax advice — consult a qualified tax professional.
5 The 5.7% tax alpha figure is illustrative only. It is calculated as 24% × $127,662.44 gross option losses divided by average total portfolio equity ($540,535.45). This is not verified tax savings and is not tax advice.
6 Past performance is not indicative of future results. This case study reflects one account during a specific 287-day period. Results will vary significantly based on portfolio composition, market conditions, strategy settings, and other factors.
* This case study presents a real individual taxable brokerage account enrolled in the AcuBooth covered call overlay program. Data collection covers the full 287-day period through February 23, 2026. All positions and all strategy activity across the full period are included — nothing excluded. Data reflects verified real position and trade records (Charles Schwab via TollBooth) and is fixed as of the dates shown. Results are specific to this account’s holdings, market conditions, and strategy parameters and are not representative of results for any other account. Figures shown are net of commissions ($492.36, already netted into trade-level figures) but gross of AcuBooth management fees and taxes. Not investment advice.